Author Archives: Jay Butchko
Can Ohio Businesses Be Sued Over AI-Generated Content Or Chatbots?
AI technology is quickly becoming an integral part of business operations. Whether through AI-created advertisements or AI customer service chatbots, businesses in Ohio are relying on these tools to increase efficiency and save money. However, while AI can be a helpful tool, it can also be a source of legal liability that many business… Read More »
Zombie Debt In Ohio: Can Debt Collectors Still Come After Old Debts?
Ohio residents who believe their past debts have been put to rest will be shocked when they come to life once again. These dormant debts are typically called “zombie debts” and are often acquired and traded by collection agencies at extremely low prices. Although debt collectors will make efforts to bring these debts back… Read More »
What Ohio Consumers Should Know About Subscription Cancellation “Dark Patterns”
Customers frequently subscribe to online accounts under the assumption that it will be convenient and flexible. The majority of streaming websites, fitness applications, food delivery services, and software vendors offer free trials or reduced prices to attract their clients. Some firms employ misleading subscription processes referred to as “dark patterns” that create problems for… Read More »
Civil Litigation Paralegal
Job Type: Full-Time Location: Centerville, Ohio (Dayton Metropolitan Area) Salary: $55,000 – $65,000 Kohl & Cook is a growing Ohio civil litigation law firm with offices serving the Dayton, Centerville, Columbus, and Central Ohio communities. Our attorneys represent consumers, homeowners, small businesses, and individuals in matters involving a wide range of civil issues, including… Read More »
What Happens When A Debt Collector Sues You In Ohio? A Step-By-Step Guide To Responding
Having a debt collector threaten you is a scary experience. In Ohio, unpaid credit cards, personal loans, or debts can easily land you in court. Debt collection lawsuits are common, and most people lose because they don’t know what to do next. Understanding what happens after a suit has been filed and what you… Read More »
Why Using ChatGPT For Legal Advice Can Put Your Case At Risk
Artificial intelligence programs like ChatGPT are increasingly being used to answer questions, write documents, and conduct research. Although these programs are beneficial for use in certain situations, there are significant problems that can emerge when you rely on it for important decisions. Legal matters are complicated and sometimes require timely action, and using artificial… Read More »
Online Marketplace Scams: What Ohio Consumers Can Do When A Deal Goes Wrong
Sites such as Facebook Marketplace, Craigslist, and various others have streamlined the process of purchasing and reselling items through an easy online portal. From home goods and electronics to vehicles and collectible items, users are able to purchase products from local sellers. However, while the ease of use has helped drive growth, it has… Read More »
When A Mortgage Servicer Misapplies Your Payments: Your Rights Under Federal Servicing Rules
For most homeowners, paying the mortgage on a monthly basis is a routine practice. However, this does not mean that there will be no hitches along the way. Sometimes, mortgage servicing companies misappropriate monthly payments, assess wrong fees, or even wrongly classify an account as delinquent. The repercussions of such actions are dire since… Read More »
Wire Fraud In Ohio Real Estate Closings: How Buyers And Sellers Can Protect Themselves
When it comes to real estate sales, there is always a considerable amount of money involved. As such, it becomes very tempting for crooks and con artists to take advantage of real estate transactions. The problem is that the process often takes place during the closing, where the buyer needs to send a considerable… Read More »
When Debt Collectors Sue You In Ohio: What Happens After You Receive A Summons?
Receiving a court summons from a debt collector is often intimidating. Most people feel confused and unsure about what to do next. However, it is important to note that ignoring the case may result in an unpleasant outcome. If a debt collector has filed a lawsuit against you in Ohio, it is important to… Read More »