Category Archives: Consumer Law
Goshen Police Badge Cited For Infringing Copyright
Goshen Township and its police chief are both facing a copyright infringement lawsuit over the design of the police department’s badge. The designer of the badge says he designed no fewer than 8 drafts for the department in 2015 at the request of the police chief at the time. The design was intended to… Read More »
What Is RESPA And How Does It Protect Consumers?
RESPA — the Real Estate Settlement Procedures Act of 1974 — is a federal law that protects consumers from predatory lending practices in residential real estate transactions. It is enforced by the Consumer Financial Protection Bureau (CFPB). RESPA protects mortgage borrowers from unscrupulous lending actions. It requires lenders to disclose financial information so consumers… Read More »
CFPB Orders Portfolio Recovery Associates To Pay $24 Million For Illegal Debt Recovery Practices
The Consumer Financial Protection Bureau (CFPB) filed suit against Portfolio Recovery Associates, one of the largest debt collectors in the nation, for repeated violations, and for violating a 2015 CFPB order, and for engaging in other violations of the FDCPA (Fair Debt Collection Practices Act). The proposed order would levy a $24 million fine… Read More »
Genesis Coin Files Copyright Infringement Lawsuits Against AML Software Inc. And Bitcoin Of America
Genesis, a company that operates Bitcoin ATMs, has filed a copyright infringement lawsuit against AML Software Inc. and Bitcoin of America, alleging that the companies used code from their software in producing software of their own. According to the writeup on their website, Genesis is the world’s oldest and largest Bitcoin ATM software platform… Read More »
CFPB Files Amicus Brief In FDCPA Case
The Consumer Financial Protection Bureau (CFPB) recently filed two amicus briefs. The first amicus brief was filed in a First Circuit case involving the Fair Debt Collection Practices Act (FDCPA). The second brief was filed jointly with the Federal Trade Commission (FTC) in a Fourth Circuit case involving the Fair Credit Reporting Act (FCRA)…. Read More »
What Damages Can I Sue For In A Breach Of Contract Lawsuit?
Breach of contract lawsuits occur frequently between business partners, businesses and other businesses, and businesses and individuals. When a contract is breached, the breaching party may be liable for damages related to the breach. To prove a valid breach of contract claim, you need to establish the following elements: You and the breaching party… Read More »
Supreme Court Rules That Developer Is Entitled To Prejudgment Interest From Port Authority
The Supreme Court of Ohio recently ruled that a Cincinnati-area port authority is subject to a state law that directs a party who breached a contract to pay an additional sum for delaying payment while the matter is disputed in court. In a 5-2 decision, the Supreme Court of Ohio ruled that the Port… Read More »
Breach Of Fiduciary Duty Lawyer In Columbus, OH
A fiduciary is someone who acts in the best interests of another person. Under Ohio law, a fiduciary relationship is established when someone has knowingly been placed in a position of trust or confidence for the benefit of one or more other parties. When a fiduciary accepts a fiduciary relationship between themselves and another… Read More »
What Is Zombie Debt And Do I Have To Pay It?
Debt has a statute of limitations. Essentially, every state has its own statute of limitations when it comes to debts. In Ohio, the statute of limitations for most kinds of debt is 6 years. Once that 6 years has elapsed, a creditor can no longer initiate a lawsuit against you. The debt becomes time-barred… Read More »
ASCAP Files Lawsuit Against Columbus Music Venue King Of Clubs Alleging Copyright Infringement
The American Society of Composers, Authors, and Publishers (ASCAP) has filed a lawsuit in the Southern District of Ohio against Universal Entertainment LLC and its owner. According to the lawsuit, the Columbus venue is facing legal action over its use of the musical hits “Pony”, “Jump Around” and “All the Small Things.” According to… Read More »