Fair Debt Collection Practices Act
Are you being harassed by debt collectors?
At Kohl & Cook, we know how burdensome debt can be for a person. Debt does not simply mean financial hardship; it can also cause a tremendous mental and emotional strain on your well-being. Harassment from debt collectors or collection agencies can cause you to be constantly stressed at work, home, or when out with relatives or neighbors.
If a debt collector or collection agency has contacted you late at night, has called a relative, asked for an amount it is not owed, or otherwise harassed you, then you may be entitled to a monetary award. Our Ohio debt relief attorneys have years of experience and we have helped individuals in Ohio resolve their debt problems with unique and innovative solutions. We understand that unexpected hardships can come at any time, and we believe that your rights need to be protected from abusive debt collectors that are kicking you while you are down!
Dedicated to Protecting Consumers in Ohio
The Fair Debt Collection Practices Act was specifically created with the rights of consumers in mind. The act was passed in an effort to prohibit predatory and abusive practices by debt collectors. This type of invasion of privacy can lead to significant damages, including unnecessarily filing for bankruptcy, emotional harm, mental instability, and job loss.
According to the Fair Debt Collection Practices Act, debt collectors or collection agencies cannot engage in abusive conduct to consumers in any of the following ways:
- Calling at any unusual time or place, or a place that is known to be inconvenient to you
- Asking for amounts the debt collector is not owed
- Pursuing collection of debt directly even if the debt collector knows you are represented by an attorney
- Calling or communicating to you at your place of employment
- Using or threatening to use violence or other criminal means to harm you
- Using obscene or profane language
- Publicizing a list of consumers who has allegedly refused to pay debt
- Calling or communicating without fully disclosing identity
- Pursuing time barred debts
If you have been harassed by a debt collector, law firm, or debt collection agency, we can review your claims under the Fair Debt collection Practices Act to protect your consumer rights and prevent you from being harassed again!
We fight for your rights! Hire a Central Ohio debt relief attorney today!
What is the FDCPA, and what are my rights?
The FDCPA protects against abusive debt collection practices. If you prevail under your claims under the FDCPA you could be entitled to damages for emotional distress, lost income, and the debt collector or agency may even have to pay your attorney fees or legal bill.
If you are tired of living with the constant ringing of debt collector calls, do not hesitate a moment longer to retain an Ohio debt relief lawyer from Kohl and Cook, PLLC! Our number-one concern is to make certain that your rights are not violated under federal law, and we will do everything within our power to lighten the stress and pressure being placed on you by abusive debt collectors.
Do not let a debt collector take advantage of your life. Our job is not to make your life more difficult or to judge how you got in your current financial situation. Instead, we are completely dedicated to providing competent and creative legal solutions to help relieve the burden of debt from your shoulders without filing bankruptcy – which could make your life and your future much brighter!
Contact the Kohl & Cook Law Firm located in Columbus, Ohio for your free case evaluation.